Insurance & Protection Services
Family Protection
"How can I provide for my family after death?"
Coping with bereavement is already a terrible time without thinking of the financial consequences. Providing either a lump sum or regular income for those left behind will enable them to cope with the ongoing financial burden . . .
Mortgage Protection
"How can I pay off my mortgage if I die"
Protecting your home against the financial impact of death, critical or long- term illness is very important and requires the right advice. Plans should be set up ion the correct way to ensure that the proceeds are paid quickly . . .
Income Protection
"What if I can’t work through illness?"
Providing a long-term plan to protect your income from illness and disability is important to provide income so that you can continue with monthly outgoings and mortgage payments. Our advisers will assess your needs and explain . . .
Trusts
"How can I make sure that the money goes to the right people at the right time?"
Our advisers will explain how you and your loved ones will inevitably benefit from writing plans in trust, where appropriate. Avoid probate delays and contested Wills by making sure that your wishes are carried out and the money . . .
Business Assurance
"How will the business survive if I die?"
Death and serious illness can impact heavily on the business, whether that be a limited company, sole trader or partnership. The money for your share of your business should go to the desired person who probably needs it the most . . .
Inheritance Tax Planning
"Will the government tax my family on death?"
Our licenced advisers will discuss your estate planning and explain what may happen and how to mitigate your position so that more of your hard-earned money can pass on to your family. With careful planning cover can be put in . . .
Critical Illness cover
"How will I manage if I get a serious illness"
If you were to be diagnosed with a serious illness it can have a massive impact on your finances as well as your health. Having a lump sum available in that sad event would help you to concentrate on getting better and allow you . . .
Buildings Insurance
"What if my house burns down!"
If you have a mortgage on your home a lender will insist this is in place but it is prudent to provide cover to ensure that there will be funds available not only to repair or rebuild your home but to provide temporary housing and . . .
Contents cover
What if we lose all our belongings?
This is an area that is often under insured and advice is important. Our advisers will take time to discuss your personal situation and recommend the type of plan for you that means that you get the cover you think you were getting . . .
Some of the products and services promoted here are not part of the Openwork offering and are offered in our own right. Openwork Limited accept no responsibility for this aspect of our business. The products are not regulated by the Financial Conduct Authority.
HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.
Get in touch for friendly, professional help and advice
We are here to help
Talk to usTypes of Protection and Insurance Services
Family Protection
Coping with bereavement is already a terrible time without thinking of the financial consequences. Providing either a lump sum or regular income for those left behind will enable them to cope with the ongoing financial burden. Correct cover set up in the right way can make sure that, at the very least, the impact can be mitigated and, in a tax-efficient way.
Mortgage Protection
Protecting your home against the financial impact of death, critical or long- term illness is very important and requires the right advice. Plans should be set up in the correct way to ensure that the proceeds are paid quickly and to the right people to make sure the home you have worked hard and paid a lot of money for is cleared on any debt.
Income Protection
Providing a long-term plan to protect your income from a specified illness and disability is important to provide income so that you can continue with monthly outgoings and mortgage payments. Our advisers will assess your needs and explain the many options open to you to keep payments affordable.
Trusts
Our advisers will explain how you and your loved ones will inevitably benefit from writing plans in trust, where appropriate. Avoid probate delays and contested Wills by making sure that your wishes are carried out and the money gets made available immediately when the policy is paid out.
This can cost nothing more than a few minutes of planning.
Will writing is not part of the Openwork offering and is offered in our own right. Openwork Limited accept no responsibility for this aspect of our business. Trusts and Will writing are not regulated by the Financial Conduct Authority.
Business Assurance
Death and serious illness can impact heavily on the business, whether that be a limited company, sole trader or partnership. The money for your share of your business should go to the desired person who probably needs it the most and the business shares are normally best to be returned to business.
The death or illness of a Key person may mean a huge financial loss for the business and cover in these circumstances is imperative. We can show you how to protect the business and set this up to protect yourselves, your family and the business.
Talk to an adviser today!
IHT Planning
Our licenced advisers will discuss your estate planning and explain what may happen and how to mitigate your position so that more of your hard-earned money can pass on to your family. With careful planning cover can be put in place to help you.
Critical Illness cover
If you were to be diagnosed with a serious illness it can have a massive impact on your finances as well as your health. Having a lump sum available in that sad event would help you to concentrate on getting better and allow you the opportunity to convalesce properly before returning to work.
Our advisers can show you how this works and what protection is available so that you can put in place a plan to provide yourself with the funds to help you through.
Buildings Insurance
If you have a mortgage on your home a lender will insist this is in place but it is prudent to provide cover to ensure that there will be funds available not only to repair or rebuild your home but to provide temporary housing and legal cover. It is vital that you understand what you get and what you don’t get so that you get the cover that suits your needs.
Advice is important and it may mean that a plan that is not the cheapest available is recommended, but our advisers will make sure that the plan does the job and provides what you need.
Contents cover
This is an area that is often under insured and advice is important. Our advisers will take time to discuss your personal situation and recommend the type of plan for you that means that you get the cover you think you were getting and we make sure that you understand what is recommended.
The Centre Court provides expert mortgage, protection and insurance advice. The Centre Court is a trading name of Milecross Financial Solutions Limited and The Centre Court is the name under which we carry out these services.
The Centre Court is not a business in it’s own right, it is part of Milecross Financial Solutions Limited, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited. Milecross Financial Solutions Limited was set up in 2015 and has been part of The Openwork Partnership since 2016.
&
The Openwork Partnership is one of the UK’s largest Financial Advice networks, with over 4,500 advisers and in excess of 700 appointed representatives based throughout the UK.